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Wandering Wallet

Wandering Wallet is a newsletter for Digital Nomads, sharing real stories and advice from experienced nomads to help you make the most of this lifestyle.

It’s Shagufta here. Welcome to the 7th edition of Wandering Wallet.

Did someone refer this newsletter to you?

Quick tip

Choose one main currency to track your spending, even if you're in different countries.

Pick something like USD or EUR, and always change your expenses back to that. It helps you clearly see how much you’re really spending and stops you from thinking “it’s just 50,000 IDR” when it’s actually more than it seems.

Money to-do

Set a weekly fun budget in your notes, like $50 for things you enjoy. It keeps spending in check while still letting you have a good time.

App to check out

Splitwise

Perfect for group trips or new nomad friends. Split expenses, track who owes what, and avoid awkward convos about who paid for the Grab ride or pad thai.

Wandering wallet special tip for nomads

Ask locals where they eat, not TripAdvisor.

A nomad in Mexico City shared this: you’ll find better food at a third of the price and avoid tourist trap pricing. Plus, it’s a great icebreaker and window into the real culture.

📌 TL;DR

• Convert all your expenses to one “home” currency to stay grounded.

• Cap weekly fun money to keep impulse buys in check.

• Use Splitwise to split costs and save friendships.

• Ask locals for food spots, your wallet (and taste buds) will thank you.

Thanks for reading. : )

I will see you next week.

Your nomad friend,

Shagufta